Our gateway/PSP (QuickPay) provides the payment window on your online shop, and the collecting of your customer’s card information. When this has been collected, it will be forwarded to our acquirer (ClearHaus). They then process the information and receive the payment from the customer for you. The acquirer collects the money from the cardholder’s bank account, stores the money, and then deposits the money on your account.
A gateway is never allowed to hold the money. Instead, they are responsible for the technical set-up of features and payment methods, e.g. 3-D Secure and Apple Pay.